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Financial institutions’ motivations to embrace the net zero transition : the case of Banco Comercial Português
Autores
Orientador(es)
Resumo(s)
A transição para uma economia neutra em carbono até 2050 é um imperativo global,
com as instituições financeiras a desempenhar um papel crucial neste processo. Este
estudo visa compreender as motivações do Banco Comercial Português, o maior banco
privado português, para abordar a transição para a neutralidade carbónica. Estas
motivações permitem uma melhor perceção do contexto que molda o trabalho realizado
ao nível do banco e em cada direção, incluindo o desenvolvimento de um plano de
transição net zero. Do mesmo modo, o estudo aborda a maneira como a relação entre o
banco e os seus clientes é estabelecida, em termos do apoio fornecido pela instituição
financeira à transição dos seus clientes para a neutralidade carbónica. Finalmente, explora
os fatores que podem dificultar ou impedir o banco de atingir a neutralidade carbónica
das suas emissões até 2050. Foram realizadas treze entrevistas semi-estruturadas,
abrangendo onze direções do banco. Os resultados destacam o papel de drivers como a
regulamentação e supervisão, clientes, reputação, concorrentes, entre outros, na estratégia
do banco para a neutralidade carbónica. A relação entre o banco e os clientes irá,
provavelmente, intensificar-se, mas os fatores que podem comprometer o objetivo da
neutralidade carbónica do banco não podem ser desconsiderados.
The transition to a net-zero emissions economy by 2050 is a global imperative, with financial institutions playing a crucial role in this process. This study aims to understand the motivations of Banco Comercial Português, the largest private bank in Portugal, in addressing the net zero transition. These motivations allow for a better comprehension of the context that shapes the ongoing work within the bank and its various departments, including the development of a net zero transition plan. In the same manner, the study delves into the way that the relationship between the bank and its clients is established, in terms of the support provided by the financial institution to the clients’ net zero transition. In addition, this research investigates the factors that may impede or hinder the bank´s journey toward achieving carbon neutrality of its emissions by 2050. Thirteen semi-structured interviews were conducted, encompassing eleven departments within the bank. The findings highlight the role of drivers such as regulation and supervision, clients, reputation, competition, among others, in shaping the bank’s strategy toward carbon neutrality. The relationship between the bank and the clients will, most likely, intensify, but the factors that can compromise the financial institution’s net zero goal cannot be disregarded.
The transition to a net-zero emissions economy by 2050 is a global imperative, with financial institutions playing a crucial role in this process. This study aims to understand the motivations of Banco Comercial Português, the largest private bank in Portugal, in addressing the net zero transition. These motivations allow for a better comprehension of the context that shapes the ongoing work within the bank and its various departments, including the development of a net zero transition plan. In the same manner, the study delves into the way that the relationship between the bank and its clients is established, in terms of the support provided by the financial institution to the clients’ net zero transition. In addition, this research investigates the factors that may impede or hinder the bank´s journey toward achieving carbon neutrality of its emissions by 2050. Thirteen semi-structured interviews were conducted, encompassing eleven departments within the bank. The findings highlight the role of drivers such as regulation and supervision, clients, reputation, competition, among others, in shaping the bank’s strategy toward carbon neutrality. The relationship between the bank and the clients will, most likely, intensify, but the factors that can compromise the financial institution’s net zero goal cannot be disregarded.
Descrição
Mestrado Bolonha em Management
Palavras-chave
Sustentabilidade Finanças Banca Transição Net zero Sustainability Finance Banking Transition Net zero
Contexto Educativo
Citação
Ribeiro, Rui Jorge Novo Rocha (2024). “Financial institutions’ motivations to embrace the net zero transition : the case of Banco Comercial Português”. Dissertação de Mestrado. Universidade de Lisboa. Instituto Superior de Economia e Gestão
Editora
Instituto Superior de Economia e Gestão