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Iguarias project debt recovery
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Orientador(es)
Resumo(s)
As leis económicas mudaram, devido à falta de liquidez no mercado, depois da maior crise da última década. Os bancos restringiram o financiamento às empresas, obrigando os gestores a encontrar formas alternativas de financiamento. De estudos anteriores chegamos à conclusão que os fornecedores de uma empresa podem ser também credores da mesma. O mercado experienciou uma mudança no peso do crédito comercial no balanço das empresas, no passado visto como uma força oposta ao financiamento bancário, nos dias de hoje é considerado uma alternativa válida de financiamento das empresas. Este projeto centra-se no estudo de uma empresa que concede crédito comercial a empresas do sector da restauração e hotelaria, a Iguarias d'Excelência, e todo o processo desenvolvido para a recuperação de dívida dos seus clientes.
The lack of liquidity in the market since the worst crisis of the last decade changed the laws of credit in the market, the banks restricted the supply of loans and the managers found the urge to be financed from other sources. From past studies the conclusion is that the suppliers of a company can be creditors as well. Also, the market experienced a change in weight and impact of trade credit in the balance sheet of the firms, in the past an opposing source of funding in relation to bank credit but nowadays a valid alternative to the companies financing. This project approaches the view of a trade credit company, Iguarias d'Excelência, supplier of firms present in the restaurant businesses and hotels, that suffered from the lack of liquidity in their clients accounts and the process developed to recover the credit and the re-balance of Iguarias balance sheet.
The lack of liquidity in the market since the worst crisis of the last decade changed the laws of credit in the market, the banks restricted the supply of loans and the managers found the urge to be financed from other sources. From past studies the conclusion is that the suppliers of a company can be creditors as well. Also, the market experienced a change in weight and impact of trade credit in the balance sheet of the firms, in the past an opposing source of funding in relation to bank credit but nowadays a valid alternative to the companies financing. This project approaches the view of a trade credit company, Iguarias d'Excelência, supplier of firms present in the restaurant businesses and hotels, that suffered from the lack of liquidity in their clients accounts and the process developed to recover the credit and the re-balance of Iguarias balance sheet.
Descrição
Mestrado em Finanças
Palavras-chave
Liquidez crédito comercial recuperação dívida Liquidity trade credit debt recovery
Contexto Educativo
Citação
Cabrita, Guilherme Manuel Robalo da Silva (2014). "Iguarias project debt recovery". Dissertação de Mestrado, Universidade de Lisboa. Instituto Superior de Economia e Gestão.
Editora
Instituto Superior de Economia e Gestão