Publicação
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries
| dc.contributor.author | Agostinho, Elsa Assiaty de L. A. | |
| dc.contributor.author | Gaspar, Raquel M. | |
| dc.date.accessioned | 2021-04-08T14:12:09Z | |
| dc.date.available | 2021-04-08T14:12:09Z | |
| dc.date.issued | 2021-04 | |
| dc.description.abstract | Microfinance is seen as an important tool for financial inclusion and the fight against poverty because it has both a social and financial focus. The main objective of this paper is to evaluate the financial and social efficiency of 18 microfinance institutions (MFIs) in the year 2016 from 8 member countries of the Southern African Development Community (SADC). The methodology chosen is the data envelopment analysis (DEA) with variable returns to scale (VRS) using an input-oriented production approach. The results indicate higher scores of financial efficiency than social efficiency. This may suggest that microfinance institutions adopt a more institutionalist approach over the welfarist approach. We also find evidence that providing financial services to women or the entire disadvantaged population is profitable. However, non-bank financial institutions (NBFIs) and non-governmental organizations (NGOs) are more efficient in this regard than credit unions or banks | pt_PT |
| dc.description.version | info:eu-repo/semantics/publishedVersion | pt_PT |
| dc.identifier.citation | Agostinho, Elsa Assiaty de L. A. and Raquel M. Gaspar (2021). "Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries". Instituto Superior de Economia e Gestão – REM Working paper nº 0172 – 2021 | pt_PT |
| dc.identifier.issn | 2184-108X | |
| dc.identifier.uri | http://hdl.handle.net/10400.5/21215 | |
| dc.language.iso | eng | pt_PT |
| dc.peerreviewed | yes | pt_PT |
| dc.publisher | ISEG - REM - Research in Economics and Mathematics | pt_PT |
| dc.relation.ispartofseries | REM Working paper;nº 0172 – 2021 | |
| dc.relation.publisherversion | https://rem.rc.iseg.ulisboa.pt/wps/pdf/REM_WP_0172_2021.pdf | pt_PT |
| dc.subject | Microfinance | pt_PT |
| dc.subject | Financial Efficiency | pt_PT |
| dc.subject | Social Efficiency | pt_PT |
| dc.subject | DEA | pt_PT |
| dc.subject | SADC | pt_PT |
| dc.title | Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries | pt_PT |
| dc.type | working paper | |
| dspace.entity.type | Publication | |
| rcaap.rights | openAccess | pt_PT |
| rcaap.type | workingPaper | pt_PT |